PRIVACY, COPYRIGHT & DISCLAIMER NOTICE

By accessing the Site, you agree to be bound by the following terms, as amended from time-to-time. It is your responsibility to bring these terms to the attention of anyone who may, through you, view material on the site.

Privacy
We will use any information gathered from you on this site for the purposes of communicating with you but will not supply the information to any third parties without your express consent.

Copyright
All rights to the material on the site are protected by copyright, trademarks, service marks and/or other proprietary rights and laws of the UK and other countries. All individual articles, columns, e-mails and other elements on the site are also copyright works and you agree to abide by all applicable copyright and other laws.

You agree to use the site and the content solely for your own use and benefit and not for resale or other transfer or disposition to any other person or entity.

Subject to the above, you may retrieve and display content from the site on a computer screen, print individual pages on paper (but not photocopy them) and store such pages in electronic form on disc (but not on any server or other storage device connected to a network) but you may not reproduce, modify or exploit any of the content for commercial purposes.

Disclaimer & Caution
Neither the authors of the articles or the publishers of the material on this site can be held responsible for any actions taken or not taken as a result of information published in this web site.

Please exercise caution in implementing any of the advice provided on the site and seek the advice of a professional advisor as each person's circumstances are different. You accept that the site is not configured for and is not to be used for transactions or the provision of tax or business advice or other professional advice without seeking professional advice.

The site may contain bulletin boards, discussion groups and other public areas that allow interactivity between users and feedback to be provided. We do not control and are not responsible for the information and/or materials posted to any interactive areas.

The content on the site is provided for your general information only, is provided on an "as is" basis and is not intended to address your particular requirements. In particular, the content does not constitute any form of advice or recommendation and should not be relied on in making (or refraining from making) any specific personal or business decision. You should seek independent professional advice before making any such decisions. All arrangements made between you and any third party named on the site are at your sole risk and responsibility.

We do not represent that the content shall be appropriate or available for use outside of the United Kingdom. If you access the site from outside of the United Kingdom, it is your responsibility to ensure compliance with any foreign and local laws and requirements.